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Operative Location

Do not give up your dreams, with Ferraro Arredi Tecnici you can have your lab by instalments, too.

his operation is formalized by the collaboration with a great financial partner, known all over the world, which has commercial branches everywhere. Moreover, it has 30 years of expansion in this sector, it is able to give a continuous assistance to the customer, through professional people, always available by telephone.
A modern and transparent path, created to offer a service more and more complete for the customer.
Let’s try to analyze and answer the main questions of the customer


What is an operative location?

The location is a contract according to which the user of a good, by the payment of a subscription, has it at his disposition for a determined period of time.
In other words, it is the fruition of a good for an established period in the contract phase.

What is the main advantage for the customer?

At first, the possibility of using the good without having to pay it immediately, but with the opportunity of paying by installments till 60 months.
Moreover, from a financial point of view the location is a product , which facilitates the societies in a considerable way, in comparison with other solutions.

Which is the difference between location and leasing? Which advantages can I have from a financial point of view?

Leasing is a contract basically financial, the consequence is that it is considered among the so-called “risks operations”, signaled by the CENTRAL OF RISKS (CRIF). This detail is not insignificant, because the financial exposition makes more difficult or even impossible the access to further financing.
The problem does not consist with the location, being this a contract which foresees the payment of a “using subscription”, so a managing system of good and of a classical financing.
In the location, moreover, the good has not to be enumerated among the activities in the patrimonial view, so it has no consequences on the patrimonial state and it is not necessary to write down an amortization plan.
As a consequence, you can guarantee the possibility of using the capitals, in the developing of your own business, without touching your credit lines.
The operative location is totally deductible to IRAP, in the leasing only the interest rate.

What does it happen at the end of the contract?

The customer, who has chosen FAT will have 3 different possibilities of choice, according to his interests and to his present exigencies: the restitution of the good, with the possibility of renewing the laboratory with items of the latest generation, maybe the system of location or doing other choices; the prolongation of the contract, that is the preservation of the good in location at the same conditions, prolonging the benefit time; the repurchase of the laboratory, which will be admitted by Ferraro Arredi Tecnici with symbolic percentage (included between 1% and 5%), which means the definitive purchase.

How much does the operative location cost?

Obviously, you need to value the import and the duration, for which you ask to access at the service. However, Ferraro Arredi Tecnici is able to supply you an estimation in very fast time and to propose the operative location in alternative to the regular estimations.

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